Get covered

No physical exam required

How it works

Soflo takes pride in offering you and your loved ones a quicker, better, and easier life insurance experience. Our goal is to protect many families, and we plan to carry it out in an ethical and open manner.

Enjoy the benefits of instant coverage for a wide range of products.

Check out how it works here

Everybody needs it, so we make it easy

We can help you find the right policy in just 10 minutes. We’ll ask you a few simple questions and get right to work finding a policy that meets your needs.

What makes us the best?

Certified Platform

Insurance doesn't have to be annoying. We've got you covered. You'll get more than just peace of mind with us, not the anxiety that comes with insurance drop-offs or surprise high premiums. With a Certified Agent, you'll get low, flat monthly premiums and a high level of customer service.

Affordable Policies

Your most affordable and reliable insurance company. We provide you with an expert level of service, made easy with the best policies, coverage and price to suit your needs.

24 hours service

We're your always-open, always-ready agents. Twenty-four hours a day, seven days a week. No phone calls, no answering machines. Just a real person to make things easy for you.

Professional Advice

We use our knowledge and experience to offer you the best insurance coverage. We'll work with you to make sure you're properly covered, so that you can focus on what matters most: your life.

Our Affiliations

We work with:

Top-rated life insurance companies like Legal & General America, Ameritas Life Insurance Corp., and TruStage®. Soflo has managed to cut down the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.



Was a seamless application process to assure additional protection for my family. Loved the simplicity of the quoting and transition to application was super simple. Real satisfied with the easiness of your website!

Gina Bacon

Great company. Excellent insurance... quick set up.. very reasonable price!!


Having been in the life insurance industry for many years, I couldn't believe how easy and fast this buying process was. I am in my 40's and purchased a $500,000 30 year term with no physical. The price was great, the process was easy, what's not to like.