Unexpected losses can put the best-laid financial plans in turmoil. Insurance coverage is necessary to protect against unexpected costs, property loss, and disability. There are no universal answers to the question of how much insurance is enough. Situations vary. A…

You are legally required to carry insurance for your vehicle, but this doesn’t mean you should overpay for your coverage. The monthly premium your insurance provider charges is a recurring expense that will impact your budget, so it’s important to…

Medicare is complicated. This is the major criticism against it. Many Medicare mistakes occur on a regular basis. Avoiding these mistakes ensures that you’ll have far fewer challenges in getting the care you require. If you haven’t enrolled in Medicare…

Insurance is hardly exciting, and you can probably list a thousand others ways you’d rather spend your money. However, insurance is an integral part of any financial plan. The risks of not carrying insurance are simply too great. It’s easy…

One of the largest medical costs you’re likely to incur in your lifetime is long-term care. This means that someone has to live with you or that you require round-the-clock care. This type of care is very expensive. For care…

You’re probably familiar with the concept of insurance fraud, since it has been around for a long time. The earliest recorded instance involves a merchant intentionally sinking his ship in 300 B.C.! The merchant drowned in the process. You might…

Have you ever studied hard for an exam? Even though you might not have been paying close attention all semester, it can still be worthwhile to cram at the last minute. You can apply the same tactic to your life…

You likely have life insurance. You know that your family will be okay should your life end prematurely. But what if you become disabled? There’s a good chance that you don’t have sufficient resources or insurance to replace lost income…

How often do you think about your auto insurance rates? If you’re like many, you only consider your rates during renewals. If so, you may be surprised to learn that auto insurance companies periodically raise insurance rates across the board.…